WUSDT — 3.39% APY Staking Pool

Stablecoin

The WUSDT pool on Navi Lending (Sui) currently yields 3.39% APY with $45.1K in total value locked. Deposit your WUSDT and earn passive DeFi yield — no KYC, no lockup, self-custodied.

By APY Hub · Reviewed by Ankit Sharma · Last reviewed: May 2026

Start Earning 3.39%

Pool Statistics

APY

3.39%

Base APY

3.39%

Reward APY

0.00%

TVL

$45.1K

Protocol

Navi Lending

Chain

Sui

Tokens

WUSDT

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APY & TVL History

Historical APY and TVL data for WUSDT, sourced from the DeFiLlama API. Use the charts to assess whether the current yield is a recent spike or a sustained rate. Sudden APY jumps often indicate new incentive programs — verify whether they are ongoing before making deposit decisions.

About WUSDT

The WUSDT pool is a decentralized yield-generating position managed by the Navi Lending protocol on the Sui blockchain. Depositors provide WUSDT liquidity and receive a share of the fees and rewards generated by pool activity — with no intermediaries, no KYC, and full on-chain transparency.

With 3.39% APY and $45.1K in total value locked, this pool represents an active liquidity opportunities in the Sui DeFi ecosystem. The TVL figure reflects real user confidence — every dollar locked is a deposit from someone who chose this pool over thousands of alternatives.

How This Pool Generates Yield

Yield in WUSDT comes from two sources: base APY of 3.39% from trading fees and lending activity, and reward APY of 0.00% from Navi Lending protocol incentives paid in governance tokens. The base APY is more sustainable long-term; the reward APY depends on the token price and incentive program duration.

Unlike centralized staking on exchanges, your deposit in WUSDT is secured by Navi Lending's open-source smart contracts on Sui. You can verify the exact contract addresses, see every transaction in the pool, and withdraw your position at any time without requiring anyone's permission.

Who Should Use WUSDT?

This pool suits investors who already hold WUSDT and want to put those assets to work beyond simply holding. As a stablecoin pool, it offers yield without price volatility risk on the principal — ideal for conservative DeFi participants.

How to Stake WUSDT in Navi Lending

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Follow these steps to start earning 3.39% APY in the WUSDT pool. The entire process takes 15–30 minutes for first-time DeFi users.

Step-by-Step Guide: Staking WUSDT in Navi Lending
Step	Action	Details & Tips
1	Buy WUSDT	Purchase on Bybit, BINGX, or MEXC. Choose the Sui network for withdrawal to save bridging fees.
2	Set up a wallet	Install MetaMask or use a Ledger hardware wallet. Add the Sui network if not auto-detected.
3	Get Sui for gas	Buy a small amount of Sui's native token to pay transaction fees (usually $1–10 worth).
4	Connect to Navi Lending	Visit the official Navi Lending app. Bookmark the URL. Never use links from DMs or social media.
5	Approve & deposit	Approve the token spend, confirm the deposit transaction. Yield starts accruing in the next block.
6	Track & harvest	Check back regularly. Some pools require manual reward claims — harvest and reinvest to maximize APY.

Gas Costs and Break-Even

On Sui, expect to spend approximately $2–$30 in gas for the deposit and withdrawal transactions combined. At 3.39% APY, a $53889 deposit recovers $5 in gas within a week. Scale your position accordingly — smaller deposits are better suited to low-fee chains.

Risk Assessment — WUSDT

Every DeFi investment involves risk. The table below summarizes the key risk factors specific to the WUSDT pool. Read carefully before depositing.

WUSDT — Full Risk Analysis
Risk Factor	Level	Description
Impermanent Loss	✅ Low/None	Single-asset or stablecoin pool — impermanent loss risk is minimal or non-existent.
Asset Price Risk	🟢 Low	Stablecoin — principal value is stable regardless of crypto market moves.
Exposure Type	🟢 Single Asset	You're exposed to one asset — simpler risk profile, no price divergence between paired tokens.
Smart Contract	⚠️ Inherent	All DeFi protocols carry smart contract risk. Verify Navi Lending's audit history before depositing.
Liquidity Risk	🟡 Monitor	Lower TVL means larger deposits may face slippage on entry/exit. Check current depth before depositing.
Protocol Risk	🟡 Verify audits	Review Navi Lending's documentation, audit reports, and community reputation before committing large positions.

Frequently Asked Questions

What is the current APY for WUSDT?

The current APY for the WUSDT pool on Navi Lending is 3.39%. This rate updates daily based on pool utilization, trading volume, and protocol incentives. Always verify the live rate on the Navi Lending interface before depositing, as rates can shift significantly within hours.

What is the TVL of WUSDT?

The total value locked (TVL) in the WUSDT pool is currently $45.1K. Higher TVL indicates greater user trust and deeper liquidity — larger positions can enter and exit with minimal price impact.

How do I stake in WUSDT?

Acquire WUSDT on a CEX like Bybit or BINGX, withdraw to a Sui-compatible wallet, visit the official Navi Lending interface, connect your wallet, and deposit into the WUSDT pool. Your yield begins accruing immediately.

Is WUSDT safe to use?

Navi Lending is a DeFi protocol. As with all DeFi, smart contract risk is inherent. Check Navi Lending's audit history before depositing significant funds.

How do I withdraw from WUSDT?

Connect your wallet to the Navi Lending interface, navigate to your position, and select "Withdraw" or "Remove Liquidity." Your principal plus accrued yield returns to your wallet, minus gas fees on the Sui network.

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