Tangem
Safe wallet
10% discount
USDY USDC — 0.00% APY Staking Pool
StablecoinMulti-assetThe USDY USDC pool on Orca Dex (Solana) currently yields 0.00% APY with $4.27M in total value locked. Deposit your USDY, USDC and earn passive DeFi yield — no KYC, no lockup, self-custodied.
By APY Hub · Reviewed by Ankit Sharma ·
Start Earning 0.00%Pool Statistics
Get Exchange Bonus — Buy USDY, USDC
Affiliate disclosure: APY Hub may earn a commission from partner links on this page. Bonuses and rates are subject to each exchange's terms; verify current offers before depositing.
Ledger
Secure hardware wallet
Fast delivery
APY & TVL History
Historical APY and TVL data for USDY USDC, sourced from the DeFiLlama API. Use the charts to assess whether the current yield is a recent spike or a sustained rate. Sudden APY jumps often indicate new incentive programs — verify whether they are ongoing before making deposit decisions.
About USDY USDC
The USDY USDC pool is a decentralized yield-generating position managed by the Orca Dex protocol on the Solana blockchain. Depositors provide USDY, USDC liquidity and receive a share of the fees and rewards generated by pool activity — with no intermediaries, no KYC, and full on-chain transparency.
With 0.00% APY and $4.27M in total value locked, this pool represents an active liquidity opportunities in the Solana DeFi ecosystem. The TVL figure reflects real user confidence — every dollar locked is a deposit from someone who chose this pool over thousands of alternatives.
How This Pool Generates Yield
Yield in USDY USDC comes from two sources: base APY of 0.00% from trading fees and lending activity, and reward APY of 0.00% from Orca Dex protocol incentives paid in governance tokens. The base APY is more sustainable long-term; the reward APY depends on the token price and incentive program duration.
Unlike centralized staking on exchanges, your deposit in USDY USDC is secured by Orca Dex's open-source smart contracts on Solana. You can verify the exact contract addresses, see every transaction in the pool, and withdraw your position at any time without requiring anyone's permission.
Who Should Use USDY USDC?
This pool suits investors who already hold USDY, USDC and want to put those assets to work beyond simply holding. As a stablecoin pool, it offers yield without price volatility risk on the principal — ideal for conservative DeFi participants.
How to Stake USDY, USDC in Orca Dex
Get Exchange BonusFollow these steps to start earning 0.00% APY in the USDY USDC pool. The entire process takes 15–30 minutes for first-time DeFi users.
| Step | Action | Details & Tips |
|---|---|---|
| 1 | Buy USDY, USDC | Purchase on Bybit, BINGX, or MEXC. Choose the Solana network for withdrawal to save bridging fees. |
| 2 | Set up a wallet | Install MetaMask or use a Ledger hardware wallet. Add the Solana network if not auto-detected. |
| 3 | Get Solana for gas | Buy a small amount of Solana's native token to pay transaction fees (usually $1–10 worth). |
| 4 | Connect to Orca Dex | Visit the official Orca Dex app. Bookmark the URL. Never use links from DMs or social media. |
| 5 | Approve & deposit | Approve the token spend, confirm the deposit transaction. Yield starts accruing in the next block. |
| 6 | Track & harvest | Check back regularly. Some pools require manual reward claims — harvest and reinvest to maximize APY. |
Gas Costs and Break-Even
On Solana, expect to spend approximately $0.01–$0.10 in gas for the deposit and withdrawal transactions combined. At 0.00% APY, a $6083333333 deposit recovers $5 in gas within a week. Scale your position accordingly — smaller deposits are better suited to low-fee chains.
Risk Assessment — USDY USDC
Every DeFi investment involves risk. The table below summarizes the key risk factors specific to the USDY USDC pool. Read carefully before depositing.
| Risk Factor | Level | Description |
|---|---|---|
| Impermanent Loss | ✅ Low/None | Single-asset or stablecoin pool — impermanent loss risk is minimal or non-existent. |
| Asset Price Risk | 🟢 Low | Stablecoin — principal value is stable regardless of crypto market moves. |
| Exposure Type | 🟡 Multi Asset | Multi-asset exposure increases complexity. Understand how the pool rebalances before depositing. |
| Smart Contract | ⚠️ Inherent | All DeFi protocols carry smart contract risk. Verify Orca Dex's audit history before depositing. |
| Liquidity Risk | 🟢 Adequate | $4.27M TVL supports normal-size positions without significant slippage. |
| Protocol Risk | 🟡 Verify audits | Review Orca Dex's documentation, audit reports, and community reputation before committing large positions. |
Frequently Asked Questions
What is the current APY for USDY USDC?
The current APY for the USDY USDC pool on Orca Dex is 0.00%. This rate updates daily based on pool utilization, trading volume, and protocol incentives. Always verify the live rate on the Orca Dex interface before depositing, as rates can shift significantly within hours.
What is the TVL of USDY USDC?
The total value locked (TVL) in the USDY USDC pool is currently $4.27M. Higher TVL indicates greater user trust and deeper liquidity — larger positions can enter and exit with minimal price impact.
How do I stake in USDY USDC?
Acquire USDY, USDC on a CEX like Bybit or BINGX, withdraw to a Solana-compatible wallet, visit the official Orca Dex interface, connect your wallet, and deposit into the USDY USDC pool. Your yield begins accruing immediately.
Is USDY USDC safe to use?
Orca Dex is a DeFi protocol. As with all DeFi, smart contract risk is inherent. Check Orca Dex's audit history before depositing significant funds.
How do I withdraw from USDY USDC?
Connect your wallet to the Orca Dex interface, navigate to your position, and select "Withdraw" or "Remove Liquidity." Your principal plus accrued yield returns to your wallet, minus gas fees on the Solana network.
Buy USDY, USDC and Start Earning Today
Affiliate disclosure: APY Hub may earn a commission from partner links on this page. Bonuses and rates are subject to each exchange's terms; verify current offers before depositing.
Tangem
Safe wallet
10% discount
Ledger
Secure hardware wallet
Fast delivery