USDMNY — 3.19% APY Staking Pool

Stablecoin

The USDMNY pool on Toros (Base) currently yields 3.19% APY with $284.0K in total value locked. Deposit your USDMNY and earn passive DeFi yield — no KYC, no lockup, self-custodied.

By APY Hub · Reviewed by Ankit Sharma · Last reviewed: May 2026

Start Earning 3.19%

Pool Statistics

APY

3.19%

TVL

$284.0K

Protocol

Toros

Chain

Base

Tokens

USDMNY

Get Exchange Bonus — Buy USDMNY

Affiliate disclosure: APY Hub may earn a commission from partner links on this page. Bonuses and rates are subject to each exchange's terms; verify current offers before depositing.

Tangem

Safe wallet

10% discount

Ledger

Secure hardware wallet

Fast delivery

APY & TVL History

Historical APY and TVL data for USDMNY, sourced from the DeFiLlama API. Use the charts to assess whether the current yield is a recent spike or a sustained rate. Sudden APY jumps often indicate new incentive programs — verify whether they are ongoing before making deposit decisions.

About USDMNY

The USDMNY pool is a decentralized yield-generating position managed by the Toros protocol on the Base blockchain. Depositors provide USDMNY liquidity and receive a share of the fees and rewards generated by pool activity — with no intermediaries, no KYC, and full on-chain transparency.

With 3.19% APY and $284.0K in total value locked, this pool represents an active liquidity opportunities in the Base DeFi ecosystem. The TVL figure reflects real user confidence — every dollar locked is a deposit from someone who chose this pool over thousands of alternatives.

How This Pool Generates Yield

Yield in USDMNY comes from protocol fees and on-chain activity. This fee-based yield is more sustainable than token-emission models since it directly reflects real economic activity through the pool.

Unlike centralized staking on exchanges, your deposit in USDMNY is secured by Toros's open-source smart contracts on Base. You can verify the exact contract addresses, see every transaction in the pool, and withdraw your position at any time without requiring anyone's permission.

Who Should Use USDMNY?

This pool suits investors who already hold USDMNY and want to put those assets to work beyond simply holding. As a stablecoin pool, it offers yield without price volatility risk on the principal — ideal for conservative DeFi participants.

How to Stake USDMNY in Toros

Get Exchange Bonus

Follow these steps to start earning 3.19% APY in the USDMNY pool. The entire process takes 15–30 minutes for first-time DeFi users.

Step-by-Step Guide: Staking USDMNY in Toros
Step	Action	Details & Tips
1	Buy USDMNY	Purchase on Bybit, BINGX, or MEXC. Choose the Base network for withdrawal to save bridging fees.
2	Set up a wallet	Install MetaMask or use a Ledger hardware wallet. Add the Base network if not auto-detected.
3	Get Base for gas	Buy a small amount of Base's native token to pay transaction fees (usually $1–10 worth).
4	Connect to Toros	Visit the official Toros app. Bookmark the URL. Never use links from DMs or social media.
5	Approve & deposit	Approve the token spend, confirm the deposit transaction. Yield starts accruing in the next block.
6	Track & harvest	Check back regularly. Some pools require manual reward claims — harvest and reinvest to maximize APY.

Gas Costs and Break-Even

On Base, expect to spend approximately $0.10–$2 in gas for the deposit and withdrawal transactions combined. At 3.19% APY, a $57210 deposit recovers $5 in gas within a week. Scale your position accordingly — smaller deposits are better suited to low-fee chains.

Risk Assessment — USDMNY

Every DeFi investment involves risk. The table below summarizes the key risk factors specific to the USDMNY pool. Read carefully before depositing.

USDMNY — Full Risk Analysis
Risk Factor	Level	Description
Impermanent Loss	✅ Low/None	Single-asset or stablecoin pool — impermanent loss risk is minimal or non-existent.
Asset Price Risk	🟢 Low	Stablecoin — principal value is stable regardless of crypto market moves.
Exposure Type	🟢 Single Asset	You're exposed to one asset — simpler risk profile, no price divergence between paired tokens.
Smart Contract	⚠️ Inherent	All DeFi protocols carry smart contract risk. Verify Toros's audit history before depositing.
Liquidity Risk	🟡 Monitor	Lower TVL means larger deposits may face slippage on entry/exit. Check current depth before depositing.
Protocol Risk	🟡 Verify audits	Review Toros's documentation, audit reports, and community reputation before committing large positions.

Frequently Asked Questions

What is the current APY for USDMNY?

The current APY for the USDMNY pool on Toros is 3.19%. This rate updates daily based on pool utilization, trading volume, and protocol incentives. Always verify the live rate on the Toros interface before depositing, as rates can shift significantly within hours.

What is the TVL of USDMNY?

The total value locked (TVL) in the USDMNY pool is currently $284.0K. Higher TVL indicates greater user trust and deeper liquidity — larger positions can enter and exit with minimal price impact.

How do I stake in USDMNY?

Acquire USDMNY on a CEX like Bybit or BINGX, withdraw to a Base-compatible wallet, visit the official Toros interface, connect your wallet, and deposit into the USDMNY pool. Your yield begins accruing immediately.

Is USDMNY safe to use?

Toros is a DeFi protocol. As with all DeFi, smart contract risk is inherent. Check Toros's audit history before depositing significant funds.

How do I withdraw from USDMNY?

Connect your wallet to the Toros interface, navigate to your position, and select "Withdraw" or "Remove Liquidity." Your principal plus accrued yield returns to your wallet, minus gas fees on the Base network.

Buy USDMNY and Start Earning Today