USDC USDY — 0.11% APY Staking Pool

StablecoinMulti-asset

The USDC USDY pool on Cetus Clmm (Sui) currently yields 0.11% APY with $3.75M in total value locked. Deposit your USDC, USDY and earn passive DeFi yield — no KYC, no lockup, self-custodied.

By APY Hub · Reviewed by Ankit Sharma · Last reviewed: May 2026

Start Earning 0.11%

Pool Statistics

APY

0.11%

Base APY

0.09%

Reward APY

0.02%

TVL

$3.75M

Protocol

Cetus Clmm

Chain

Sui

Tokens

USDCUSDY

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APY & TVL History

Historical APY and TVL data for USDC USDY, sourced from the DeFiLlama API. Use the charts to assess whether the current yield is a recent spike or a sustained rate. Sudden APY jumps often indicate new incentive programs — verify whether they are ongoing before making deposit decisions.

About USDC USDY

The USDC USDY pool is a decentralized yield-generating position managed by the Cetus Clmm protocol on the Sui blockchain. Depositors provide USDC, USDY liquidity and receive a share of the fees and rewards generated by pool activity — with no intermediaries, no KYC, and full on-chain transparency.

With 0.11% APY and $3.75M in total value locked, this pool represents an active liquidity opportunities in the Sui DeFi ecosystem. The TVL figure reflects real user confidence — every dollar locked is a deposit from someone who chose this pool over thousands of alternatives.

How This Pool Generates Yield

Yield in USDC USDY comes from two sources: base APY of 0.09% from trading fees and lending activity, and reward APY of 0.02% from Cetus Clmm protocol incentives paid in governance tokens. The base APY is more sustainable long-term; the reward APY depends on the token price and incentive program duration.

Unlike centralized staking on exchanges, your deposit in USDC USDY is secured by Cetus Clmm's open-source smart contracts on Sui. You can verify the exact contract addresses, see every transaction in the pool, and withdraw your position at any time without requiring anyone's permission.

Who Should Use USDC USDY?

This pool suits investors who already hold USDC, USDY and want to put those assets to work beyond simply holding. As a stablecoin pool, it offers yield without price volatility risk on the principal — ideal for conservative DeFi participants.

How to Stake USDC, USDY in Cetus Clmm

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Follow these steps to start earning 0.11% APY in the USDC USDY pool. The entire process takes 15–30 minutes for first-time DeFi users.

Step-by-Step Guide: Staking USDC, USDY in Cetus Clmm
Step	Action	Details & Tips
1	Buy USDC, USDY	Purchase on Bybit, BINGX, or MEXC. Choose the Sui network for withdrawal to save bridging fees.
2	Set up a wallet	Install MetaMask or use a Ledger hardware wallet. Add the Sui network if not auto-detected.
3	Get Sui for gas	Buy a small amount of Sui's native token to pay transaction fees (usually $1–10 worth).
4	Connect to Cetus Clmm	Visit the official Cetus Clmm app. Bookmark the URL. Never use links from DMs or social media.
5	Approve & deposit	Approve the token spend, confirm the deposit transaction. Yield starts accruing in the next block.
6	Track & harvest	Check back regularly. Some pools require manual reward claims — harvest and reinvest to maximize APY.

Gas Costs and Break-Even

On Sui, expect to spend approximately $2–$30 in gas for the deposit and withdrawal transactions combined. At 0.11% APY, a $1663931 deposit recovers $5 in gas within a week. Scale your position accordingly — smaller deposits are better suited to low-fee chains.

Risk Assessment — USDC USDY

Every DeFi investment involves risk. The table below summarizes the key risk factors specific to the USDC USDY pool. Read carefully before depositing.

USDC USDY — Full Risk Analysis
Risk Factor	Level	Description
Impermanent Loss	✅ Low/None	Single-asset or stablecoin pool — impermanent loss risk is minimal or non-existent.
Asset Price Risk	🟢 Low	Stablecoin — principal value is stable regardless of crypto market moves.
Exposure Type	🟡 Multi Asset	Multi-asset exposure increases complexity. Understand how the pool rebalances before depositing.
Smart Contract	⚠️ Inherent	All DeFi protocols carry smart contract risk. Verify Cetus Clmm's audit history before depositing.
Liquidity Risk	🟢 Adequate	$3.75M TVL supports normal-size positions without significant slippage.
Protocol Risk	🟡 Verify audits	Review Cetus Clmm's documentation, audit reports, and community reputation before committing large positions.

Frequently Asked Questions

What is the current APY for USDC USDY?

The current APY for the USDC USDY pool on Cetus Clmm is 0.11%. This rate updates daily based on pool utilization, trading volume, and protocol incentives. Always verify the live rate on the Cetus Clmm interface before depositing, as rates can shift significantly within hours.

What is the TVL of USDC USDY?

The total value locked (TVL) in the USDC USDY pool is currently $3.75M. Higher TVL indicates greater user trust and deeper liquidity — larger positions can enter and exit with minimal price impact.

How do I stake in USDC USDY?

Acquire USDC, USDY on a CEX like Bybit or BINGX, withdraw to a Sui-compatible wallet, visit the official Cetus Clmm interface, connect your wallet, and deposit into the USDC USDY pool. Your yield begins accruing immediately.

Is USDC USDY safe to use?

Cetus Clmm is a DeFi protocol. As with all DeFi, smart contract risk is inherent. Check Cetus Clmm's audit history before depositing significant funds.

How do I withdraw from USDC USDY?

Connect your wallet to the Cetus Clmm interface, navigate to your position, and select "Withdraw" or "Remove Liquidity." Your principal plus accrued yield returns to your wallet, minus gas fees on the Sui network.

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