STON USD₮ — 15.07% APY Staking Pool

IL RiskMulti-asset

The STON USD₮ pool on Ston.fi (Ton) currently yields 15.07% APY with $555.1K in total value locked. Deposit your STON, USD₮ and earn passive DeFi yield — no KYC, no lockup, self-custodied.

By APY Hub · Reviewed by Ankit Sharma · Last reviewed: May 2026

Start Earning 15.07%

Pool Statistics

APY

15.07%

Base APY

1.22%

Reward APY

13.85%

TVL

$555.1K

Protocol

Ston.fi

Chain

Ton

Tokens

STONUSD₮

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APY & TVL History

Historical APY and TVL data for STON USD₮, sourced from the DeFiLlama API. Use the charts to assess whether the current yield is a recent spike or a sustained rate. Sudden APY jumps often indicate new incentive programs — verify whether they are ongoing before making deposit decisions.

About STON USD₮

The STON USD₮ pool is a decentralized yield-generating position managed by the Ston.fi protocol on the Ton blockchain. Depositors provide STON, USD₮ liquidity and receive a share of the fees and rewards generated by pool activity — with no intermediaries, no KYC, and full on-chain transparency.

With 15.07% APY and $555.1K in total value locked, this pool represents an active liquidity opportunities in the Ton DeFi ecosystem. The TVL figure reflects real user confidence — every dollar locked is a deposit from someone who chose this pool over thousands of alternatives.

How This Pool Generates Yield

Yield in STON USD₮ comes from two sources: base APY of 1.22% from trading fees and lending activity, and reward APY of 13.85% from Ston.fi protocol incentives paid in governance tokens. The base APY is more sustainable long-term; the reward APY depends on the token price and incentive program duration.

Unlike centralized staking on exchanges, your deposit in STON USD₮ is secured by Ston.fi's open-source smart contracts on Ton. You can verify the exact contract addresses, see every transaction in the pool, and withdraw your position at any time without requiring anyone's permission.

Who Should Use STON USD₮?

This pool suits investors who already hold STON, USD₮ and want to put those assets to work beyond simply holding. Note that this is a multi-asset pool with impermanent loss risk — it suits investors who are comfortable holding both assets in the pair and are less concerned about optimizing the exact ratio.

How to Stake STON, USD₮ in Ston.fi

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Follow these steps to start earning 15.07% APY in the STON USD₮ pool. The entire process takes 15–30 minutes for first-time DeFi users.

Step-by-Step Guide: Staking STON, USD₮ in Ston.fi
Step	Action	Details & Tips
1	Buy STON, USD₮	Purchase on Bybit, BINGX, or MEXC. Choose the Ton network for withdrawal to save bridging fees.
2	Set up a wallet	Install MetaMask or use a Ledger hardware wallet. Add the Ton network if not auto-detected.
3	Get Ton for gas	Buy a small amount of Ton's native token to pay transaction fees (usually $1–10 worth).
4	Connect to Ston.fi	Visit the official Ston.fi app. Bookmark the URL. Never use links from DMs or social media.
5	Approve & deposit	Approve the token spend, confirm the deposit transaction. Yield starts accruing in the next block.
6	Track & harvest	Check back regularly. Some pools require manual reward claims — harvest and reinvest to maximize APY.

Gas Costs and Break-Even

On Ton, expect to spend approximately $2–$30 in gas for the deposit and withdrawal transactions combined. At 15.07% APY, a $12107 deposit recovers $5 in gas within a week. Scale your position accordingly — smaller deposits are better suited to low-fee chains.

Risk Assessment — STON USD₮

Every DeFi investment involves risk. The table below summarizes the key risk factors specific to the STON USD₮ pool. Read carefully before depositing.

STON USD₮ — Full Risk Analysis
Risk Factor	Level	Description
Impermanent Loss	⚠️ Present	Multi-asset pool: if STON, USD₮ prices diverge significantly, your position value decreases relative to holding. Monitor price ratios actively.
Asset Price Risk	🟡 Moderate–High	STON, USD₮ can lose significant value. Your position's USD value moves with the asset price, independent of your yield.
Exposure Type	🟡 Multi Asset	Multi-asset exposure increases complexity. Understand how the pool rebalances before depositing.
Smart Contract	⚠️ Inherent	All DeFi protocols carry smart contract risk. Verify Ston.fi's audit history before depositing.
Liquidity Risk	🟡 Monitor	Lower TVL means larger deposits may face slippage on entry/exit. Check current depth before depositing.
Protocol Risk	🟡 Verify audits	Review Ston.fi's documentation, audit reports, and community reputation before committing large positions.

Frequently Asked Questions

What is the current APY for STON USD₮?

The current APY for the STON USD₮ pool on Ston.fi is 15.07%. This rate updates daily based on pool utilization, trading volume, and protocol incentives. Always verify the live rate on the Ston.fi interface before depositing, as rates can shift significantly within hours.

What is the TVL of STON USD₮?

The total value locked (TVL) in the STON USD₮ pool is currently $555.1K. Higher TVL indicates greater user trust and deeper liquidity — larger positions can enter and exit with minimal price impact.

How do I stake in STON USD₮?

Acquire STON, USD₮ on a CEX like Bybit or BINGX, withdraw to a Ton-compatible wallet, visit the official Ston.fi interface, connect your wallet, and deposit into the STON USD₮ pool. Your yield begins accruing immediately.

Is STON USD₮ safe to use?

Ston.fi is a DeFi protocol. As with all DeFi, smart contract risk is inherent. Check Ston.fi's audit history before depositing significant funds.

How do I withdraw from STON USD₮?

Connect your wallet to the Ston.fi interface, navigate to your position, and select "Withdraw" or "Remove Liquidity." Your principal plus accrued yield returns to your wallet, minus gas fees on the Ton network.

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