GOLD — Staking Pool · Live Yield Data

The APR for this GOLD pool on Folks Finance Lending (Algorand) is currently below our display floor — it may be dormant, its incentive program has expired, or source data is refreshing. TVL $1.32M. Browse live GOLD pools → for real-time APY rates.

By APY Hub · Reviewed by Ankit Sharma · Last reviewed: July 2026 · Data: DeFiLlama · Updated every 4h

APY data sourced from DeFiLlama. Not financial advice — verify rates before depositing.

Pool Statistics

APY & TVL History

Historical APY and TVL data for GOLD, sourced from the DeFiLlama API. Use the charts to assess whether the current yield is a recent spike or a sustained rate. Sudden APY jumps often indicate new incentive programs — verify whether they are ongoing before making deposit decisions.

About GOLD

The GOLD pool is a decentralized yield-generating position managed by the Folks Finance Lending protocol on the Algorand blockchain. Depositors provide GOLD liquidity and receive a share of the fees and rewards generated by pool activity — with no intermediaries, no KYC, and full on-chain transparency.

With 0.08% APY and $1.32M in total value locked, this pool represents an active liquidity opportunities in the Algorand DeFi ecosystem. The TVL figure reflects real user confidence — every dollar locked is a deposit from someone who chose this pool over thousands of alternatives.

How This Pool Generates Yield

Yield in GOLD comes from trading fees and protocol activity (0.08% base APY). This fee-based yield is more sustainable than token-emission models since it directly reflects real economic activity through the pool.

Unlike centralized staking on exchanges, your deposit in GOLD is secured by Folks Finance Lending's open-source smart contracts on Algorand. You can verify the exact contract addresses, see every transaction in the pool, and withdraw your position at any time without requiring anyone's permission.

Who Should Use GOLD?

This pool suits investors who already hold GOLD and want to put those assets to work beyond simply holding. The single-asset exposure makes this accessible even for investors new to DeFi liquidity provision.

How to Stake GOLD in Folks Finance Lending

Follow these steps to start earning 0.08% APY in the GOLD pool. The entire process takes 15–30 minutes for first-time DeFi users.

Step 1: Buy GOLD

Purchase GOLD on Bybit, BINGX, or MEXC. Choose the Algorand network for withdrawal to avoid bridging fees. Confirm the network before completing the transfer.

Step 2: Set Up a Wallet

Install MetaMask or use a Ledger hardware wallet. Add the Algorand network if it is not detected automatically. Never store your seed phrase digitally.

Step 3: Get Algorand for Gas

Buy a small amount of Algorand's native token to pay transaction fees — usually $1–10 worth is sufficient for several transactions.

Step 4: Connect to Folks Finance Lending

Visit the official Folks Finance Lending app. Bookmark the URL directly. Never click links from DMs, social media, or email — phishing sites mimic real protocols exactly.

Step 5: Approve and Deposit

Approve the token spend in your wallet, then confirm the deposit transaction. Yield begins accruing in the next block after confirmation.

Step 6: Track and Harvest

Check your position regularly. Some pools require manual reward claims — harvest and reinvest to compound your 0.08% APY over time.

Gas Costs and Break-Even

On Algorand, expect to spend approximately $2–$30 in gas for the deposit and withdrawal transactions combined. At 0.08% APY, a $2281250 deposit recovers ~$35 in gas within a week (≈ $5/day in yield). Scale your position accordingly — smaller deposits are better suited to low-fee chains.

Risk Assessment — GOLD

Every DeFi investment involves risk. Key risks for this pool:

• Smart Contract Risk — All DeFi protocols carry smart contract risk. Verify Folks Finance Lending's audit history and bug bounty program before depositing.
• Liquidity Risk — Current TVL of $1.32M supports normal-size positions without significant slippage on entry or exit.
• Impermanent Loss — Single-asset or stablecoin pool — impermanent loss risk is minimal or non-existent for this pool type.
• Asset Price Risk — GOLD can lose significant value. Your position's USD worth moves with asset price, independent of your yield rate.
• Protocol Risk — Review Folks Finance Lending's documentation, audit reports, and community reputation before committing large positions.

Frequently Asked Questions